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Wednesday, 26 September 2018

Fast Credit Limited Nigeria

    September 26, 2018   No comments
Fast Credit Limited Nigeria

Fast Credit Limited (FCL) is a credit company working in line with the Central Bank of Nigeria (CBN) regulations.

FCL focusses on providing quick loans to civil servants and business owners in Nigeria. Borrowers must be Nigerian citizens with proof of identity .

Loans products

The lender provides emergency loans for any use. Approved loans are processed within 6 hours.

To apply, visit the Fast Credit Limited website .

Fast Credit Limited Contacts

Lagos Branch (HQ)

Motorways complex,1st for, wing B, Opposite 7-up Alausa
Call : +234-1-2917 931
Email to :

Ibadan Branch

 Iba Oluyole Complex,Opposite Heritage Mall,Dugbe, Oyo State
Call +234-8090584037

Ogun Branch 

55 Totoro Rd
By Ibara Baptist Church Abeokuta, Ogun State
Call; +234-8125280960

Ondo Branch 

BOI House ,2nd flr,Wing B Alagbaka, Along Ado/Owo Rd Akure, Ondo State
Call: +234-8090584211

Mkobo MFB

    September 26, 2018   No comments
Mkobo Microfinance Bank

Mkobo Microfinance Bank is a licensed lender by the Central Bank of Nigeria (CBN) focusing on the underserved community by commercial banks.

The lender in most cases doesn't require any collateral or guarantors  while giving out loans.

Loan Products 

  • Emergency loansloans
  • Payday loans / Salary Advance 
  • Micro loans
  • Quick loans
  • Bespoke loans
  • Personal loans
  • Short term loans

Mkobo Microfinance Bank Contacts 

Located at : 5 Aderibigbe Shitta street Maryland Lagos
Call ; 0700 000 65626 (0700-000-MKOBO)

Friday, 8 June 2018

How To Repay Branch Loan In Nigeria

    June 08, 2018   2 comments
Ways to repay Branch loan In Nigeria
How can I repay Branch International loan in Nigeria? Can I use my ATM card to repay?I have Naira in cash, where can I pay cash to clear Branch loan?

Check Branch loan app In Nigeria

There are six(6) ways you can repay a Branch loan in Nigeria.Its always important to remember the details you used while creating your Branch account.Important details include your mobile phone number and your bank account number .

Some of the ways incur some extra charges while others don't. Some are restricted to a segment of people while others are for everyone. The first three ways don't attract extra fees while the last three ways do. Always use the method which feels convenient for you.You can choose to settle the loan in full, in bits or in any other amount you wish.

Important Points to note

  1. Contact Branch Customer Care within the app if your payment did not reflect after 24hours.
  2. 'Reference' or 'Remarks' means your legal name and bank account used to register your Branch account 
  3. It's highly recommended you make repayment from your account but if you do with another or a friend's account ,kindly ensure ; (a)the other account or friend does not belong to a branch account with an active loan . (b)you include your legal name and bank account number you registered with on branch in the transfer details. (c) you immediately send a message to Branch within the customer care feature in the app.

1. Pay With Bank Account in The App

  • Open Branch app
  • Select 'My loans'
  • Click on 'Tap to Pay' button 
  • Select or input the amount and continue 
  • Account Type 
  • Select 'Bank Account '
  • Choose your bank 
  • Enter bank account number and continue 
Most Nigerian banks will send some verification codes to make payment secure.Just verify and that's it.
Reopen the app after some minutes to see if the loan is cleared.
No fees are charged for this method of branch loan repayment.

2. Pay Automatically With ATM Card in App

If you have a bank ATM card, you can allow Branch to make automatic deductions from within the app to repay your due branch loans.
  • Open the app 
  • Select 'My loans'
  • Tap the Pay button 
  • Select or input the amount to repay and continue 
  • Add your card details and continue 
  • Choose auto debit on Payment Options and continue 
For security purposes most banks ask for PIN or you verify through code sent to your phone.Just verify and you're good to go. 
Note that; not all ATM cards are set for auto debit.Ensure yours is set to avoid inconveniences in future .
Branch will deduct your card whenever the next loan is due. 

3. Pay With ATM Card Online 

You can still pay Branch loan as if you're paying for goods online using your ATM card on 'MyPaga'.You'll have to access the Branch Payment Gateway and do the following;
  • Enter the loan amount you wish to pay .For the 'Payment Notes ' space , input the bank account you registered with on branch 
  • Select Pay by Card
  • Enter your name ,mobile phone number and email address 
  • Select Complete Payment with Card
  • Enter your card details 
This repayment method can take up to 24hours to reflect on your branch app.

4. Pay With Mobile Banking Apps

If your bank has a mobile banking app, you can still repay Branch within your banking app.However ,for now only customers with Access Bank,Zenith, FCMB,Fidelity and Diamond Bank can use this repayment method .Customers with Union Bank, UBA and other banks can't use this repayment method for now.

With your Banking app,
  •  Login your banking app
  •  Select Transfer funds
  • Select to other bank or outside and choose PAGA
  • Enter account number: 1945481448
  • Enter amount ( this should be the loan amount due)
  • Enter Remarks (This should be the bank account number you're  registered branch with)
  • Enter your PIN and continue 
If the process gets approved ,check your branch app after 24hours to see if the loan is paid.
This method attract some extra bank fees.

5. Pay via GTB USSD

You can repay a branch loan via a Guarantly Trust Bank USSD code on your mobile phone. This method attract a bank fee.

  • Dial *737*50*Amount*145# to trigger the payment 
  • Enter Account ID 1945481448
  • Then confirm the name as Branch International and enter your 737 PIN or the last 4 digits of your GTB debit card and send
  • Check the email received and send to branch the reference number within the in-app chat or through email to
Close and reopen the app after 24hours to see if the payment will reflect. 

6. Pay Cash With NIBSS E-Bills Pay

This is the method where you can use Naira in cash to repay Branch loan by visiting any bank except GTB.This method attract some fee.
  • Go to any bank in Nigeria and pay the Branch loan in cash inform of E-Bills Pay.
  • Pay the E-Bills Pay to account name Branch Inc
  • Give the right details to the teller especially the phone number you registered with on branch. 
  • Ask for a payment receipt 
After 24hours, check your branch app to see if it's updated.If it's not okay, kindly contact Branch using this branch repayment form here

Wednesday, 9 May 2018

Branch Loan App Nigeria

    May 09, 2018   No comments
Branch loan app in Nigeria

Branch app Nigeria, under Branch International Limited is a quick loan application platform for Android smartphone users in Nairaland.

The app allows users to apply for instant loans and get decision within minutes. Approved loans are disbursed instantly to borrowers bank accounts.

Branch loan Features 

  • Minimum loan amount is 1500 Naira and maximum is 150000 Naira.
  • Repayment period for loans is between 1 month and 1 year.
  • Interest Rate is between 14%to 28% 
  • With time and a good credit score, loan limit increases and interest rate decreases. 

Getting Started with Branch app in Nigeria 

All you need is an Android smartphone and a bank account under your name to access loans from Branch.

I have been using Branch myself, therefore it's an app I can recommend. To make Branch give me a reward ,use promotion code  z0ngjq  ( in this code 0 is number zero but not letter o) under the "Promotions" when you create your account .


  • Download Branch App 
  • Fill in the required details 
  • Confirm your ownership for phone number. 
You now have an active  Branch Account .

How To Apply for a Loan from Branch app in Nigeria 

  • Login the app 
  • Click on the menu (top left corner)
  • Select 'My Loans'
  • Select the amount you wish to borrow 
  • Select the duration of repayment 
  • Select 'Request this Loan'
  • Choose your wallet (the bank account the money should be disbursed to)
  • Select 'Request this loan '
  • View loan details 
  • Select 'Apply
If the requested loan get approved, the money will be in your bank account and available for use in minutes .Go withdraw your Naira!

How to Repay Branch loan in Nigeria 

This topic is a bit long. I have a special post for this.

How to Contact Branch app team in Nigeria .

There are no numbers to call at the moment .

(1.)You can use the in-app customer care to get help.
  • Login the app 
  • Select menu ( top left corner)
  • Choose 'Customer Care' from the displayed topics)
  • Now write your query on the space provided 
  • Click on the arrow to submit 
(2.) You can use Nigeria's Branch Facebook Page .

Tuesday, 1 May 2018

Union Bank Of Nigeria

    May 01, 2018   No comments
Union Bank Of Nigeria UBN

UNION BANK OF NIGERIA with Tagline 'Bringing banking to low income communities in Northern Nigeria' was Established in 1917 and is one of the Nigeria’s long-lasting  financial institution offering banking services to individuals, SME’s, Commercial and corporates.

The bank caters for the Retail and Commercial needs of individuals, as well as small scales companies and large corporations and organization.

The services that the banks offer include are; Business banking services, Personal Banking services, Institutional Banking Services, Investment Banking Services, institutional banking services, corporate and commercial banking.


UBN PROVIDES both personal  solutions and Business solutions.


  • Home Loans
  • Salary plus loans and premium plus loans.
  • Asset Finance
  • Individuals loans and personal accounts.
  • Personal loans and bill payments services.


  • SME Accounts
  • Business Current Accounts
  • Union Biz and stock finance
  • Mortgage Loans
  • Working capital loan Facility and project finance.
  • Asset acquisition Facility


Union Bank of Nigeria can be reached through the following contacts:

  • Union Care;+ 234-1-2716816 or 07007007000
  • WhatsApp 09070070001
  • Hotlines;0800TIPOFFS(0800 8476337)
  • Email ;

LIVE chat:

Citi Bank Nigeria

    May 01, 2018   No comments
Citi bank of  Nigeria
Citi Bank is a big bank in Nigeria and is located at Charles S. Sankey House 27 kofo Abayomi street Victoria Island Lagos, Nigeria.

Citi Bank provides banking services to individuals and corporate customers in Nigeria. The bank has approximately 13 branches in Nigeria.

The lender provides the following products; demand term products, loan products, and savings accounts products.Services offered by the bank are also as follow; global transaction services, sales and trading services, corporate finance and investment banking services to corporate and commercial customers, sales and trading services, financial institution and public sector organizations.


Citi Bank provides loan services to individuals and corporates customers.

Business Solutions.

  • Mortgage Loans
  • Investment Banking
  • Commercial banking.

Personal solutions

  • Auto Loans 
  • personal banking
  • Asset loans


Citi bank can be reached through the following contacts;
Fax; +234 12701191
Phone; +234 12798400

Friday, 7 October 2016

Emergency Loan Givers In Nigeria

    October 07, 2016   No comments
Nigerian Currency

Where can I get quick cash in Nigeria?Lenders who give loans fast in Nigeria. How can I find emergency loans within hours in Abuja and Lagos Nigeria.Nigerians ask.

There many instances that one might be forced to look for quick loans in Naira land.Emergencies may include hospital bills,school fees,travelling fees or even rent among others.The question is who can give these fast cash loans immediately in Nigeria?

As Loans Nigeria,we are making it simple today by providing the best lending companies in Nigeria that will sort guys out during emergencies, commercial banks excluded.

Aella Credit 
Aella Credit the most active direct micro lender in Nigeria.The lender provide quick loans to the employed individuals in the country.

Borrowers sign up on the Aella Credit website ( after which one can borrow.Borrower apply for any amount between NGN100000 and NGN1000000 and choose a repayment period of between 1 month to 12 months.

Approved loans will be deposited directly into the borrowers salary accounts. On due date the loan amount plus the interest accrued is deducted directly from the borrowers salary accounts.

Call Aella Credit for more on 0700acredit (07002273348)

Zedvance is a fast consumer credit provider that provide personal loans to employees in Nigeria.

To apply,a borrower must visit Zedvance Limited offices in Lagos or check the website amounts range between NGN50000 to NGN1000000. Approved borrowers get the cash from Zedvance agents.

Repayment duration for loans range between 1month to 12months.Repayment can be done through cheques or direct debit to Zedvance Limited.

Call Zedvance to get started on 07001001000

C24 is a quick retail consumer loan giver with countrywide agents in Nigeria.

To apply for a loan,one must sign up on the C24 website ( after which one will be able to ask for a loan.

Borrowers specify the loan amount and the duration for loan repayment.Approved borrowers will get the cash disbursed into their salary accounts within 24hours.

Repayment will be done by debiting the salaries account for the borrower.

Call C24 on 0700027334824

Salary Advance Nigeria (S.A.NG)
Salary Advance Nigeria is part of the Addosser Microfinace Bank in Nigeria. S.A.NG provides quick cash 5o employees of various companies in Nigeria.

To get started,a borrower should visit and fill in the online application form.Loan amounts and repayment duration is chosen by the applicants themselves.

Approved loans will be sent to the borrowers current bank account within 24hrs from which repayment amount will be deducted from when the loan will be due.

Call S.A.NG on 08139462584 or 08104148324 (for Lagos Island) and 08167970380 or 08054311258(Ikeja)

Fast Credit Limited (FCL)
Fast Credit Limited is a financial institution licensed by the Central Bank of Nigeria (CBN) to give banking and lending services to Nigerians.FCL provides asset finance, business loans treasury investment and consumer credit the newest credit product.

To get the consumer loans from FCL,start by calling +234-01-2917931 to get started.Loans are available to salary earners,civil servants and uniform personnel.Loan amounts range from N18000 to N1500000.

Assured Income Credit Fund
This financial services provider targets only the full time employed individuals in Nigeria.Borrowers must have a salary bank account with a debit card preferably. One must also have a direct mobile phone number.

Loan applicants can do so through an AICF agent,or website (www.assured income credit on desktop or mobile phone.The applicant specifies the amount borrowed(any amount) and the repayment duration(between 5 to 30 days).

Approved borrowers will get their bank accounts credit with the amount of loan borrowed.On due date,a one time deduction equivalent to the loan amount plus the interest accrued will be made on the borrowers salary accounts or debit cards.

Creditville Limited
Creditville Limited is a private lending institution registered in Nigeria that facilitates quick loans to employed individuals and SMEs.

Borrowers apply online at or by visiting any of the branches in Lagos mainland or island, Abuja or Port Harcourt.Loan applicant specifies the loan amount borrowed (minimum NGN250000) and the repayment duration while filling in the application form.

Approved loan applicants will get the money disbursed in to their bank accounts within less than 72hrs.Loan repayment will be facilitated by the employer or bank.

Snap Credit
Snap Credit is a quick direct lender registered in Nigeria based in Lagos.The micro lender targets employees working in Nigerian companies and the government.

Borrowers create an online account on the Snap Credit website ( after which one can apply for loans.

Loan applicants specifies the amount borrowed and the time duration for repayment.Approved loans will be disbursed into the applicants salary accounts.

The employer deducts the loan amount from the employees salaries monthly to repay the loan when its due.

Purpose Built Services (PBS)
Purpose Built Services (PBS) is a non governmental lending institution providing quick loans in Nigeria with a bias to women.

PBS Loans include; business loans,emergency loans,Fast cash loans,employee loans,personal unsecured loans,asset finance and LPO financing among others.

To get started with PBS loan application ,call 0703 598 8249 or  +234 (1) 454 7266